Understanding Your 401(k) Statement

The following Understanding Your 401(k) Statement Training course is designed to help employees understand how to read and review a 401(k) statement by explaining account balances, contributions, vested balances, investments, fees, and the key information needed to monitor retirement savings.

What You Will Learn:

• Identify the key sections of a 401(k) statement and explain the purpose of each.

• Review payroll and employer contributions to confirm they were deposited as expected.

• Differentiate between the total account balance and the vested balance.

• Evaluate investment allocations, gains or losses, and fees shown on a 401(k) statement.

• Determine when to review plan materials or contact the plan administrator to resolve questions or discrepancies.

Once completed, you will receive a certificate of completion to verify you have finished the training. Course Length: 30 min. 

The information contained in these trainings was derived from publications of CMS, NIH, and HHS (Government Sourced Material). None of the planners, authors or instructors for this activity have any relevant financial relationships to disclose. The Government Sourced Material used by AMC is available for no charge on their associated websites. The use of the Government Sourced Material by AMC does not imply endorsement or recommendation by CMS, NIH, HHS, or by the United States Government, of AMC, its enterprise, its facility, its services or its products. © 2026 American Medical Compliance, no copyright claimed in Government Sourced Material. If you are not completely satisfied with this course within 30 days you will receive a full refund.