Traditional vs. Roth 401(k): What’s the Difference?

The following Traditional vs. Roth 401(k): What’s the Difference? is designed to help employees understand the different forms of retirement contributions.

What you will learn:

• Recognize the basic difference between traditional and Roth 401(k) contributions.

• Distinguish how income taxes are generally handled for traditional and Roth contribution types.

• Identify that qualified Roth withdrawals may receive different tax treatment when applicable requirements are met.

• Use plan materials to review available contribution options, employer contribution rules, fees, and account features.

• Apply traditional and Roth 401(k) concepts when making or revisiting a contribution election.

Once completed, you will receive a certificate of completion to verify your participation in this activity. Course length: 15 minutes.

The information contained in this training was derived from publications from the IRS and the U.S Department of Labor. None of the planners, authors or instructors for this activity have any relevant financial relationships to disclose. The Government Sourced Material used by AMC is available for no charge on their associated websites. The use of the Government Sourced Material by AMC does not imply endorsement or recommendation by the IRS and the U.S Department of Labor, of AMC, its enterprise, its facility, its services or its products. © 2026 American Medical Compliance, no copyright claimed in Government Sourced Material. If you are not completely satisfied with this course within 30 days you will receive a full refund.